Last Updated: January 22, 2025
General Disclaimer
The information provided on policytrends.online ("Website") is for general informational purposes only. While Policy Trends strives to keep the information up to date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Website.
Insurance Information Disclaimer
Policy Trends is not an insurance company, agency, or broker. We operate as an insurance referral service that connects users with insurance providers. Please note:
- We do not sell, provide, or underwrite insurance policies
- We do not make any specific recommendations about insurance policies or coverage
- All insurance products are provided solely by licensed insurance carriers or agents
- Insurance coverage, rates, and terms are determined by the insurance providers, not by us
- We do not guarantee the availability of any specific insurance product or rate
No Professional Advice
The content on this Website should not be construed as:
- Professional insurance advice
- Legal advice
- Financial advice
- A substitute for consultation with qualified insurance professionals
Always consult with licensed insurance professionals, legal advisors, or financial experts for advice specific to your situation.
Third-Party Content
Our Website may contain links to external websites or display information from third parties. We:
- Have no control over the content of third-party websites
- Are not responsible for the accuracy of third-party information
- Do not endorse any third-party content, products, or services
- Are not liable for any loss or damage related to third-party information or services
Accuracy of Information
While we make every effort to ensure the accuracy of information on our Website:
- Insurance information, rates, and policies may change without notice
- There may be errors, omissions, or inaccuracies in our content
- Information may become outdated over time
- Your actual insurance options and rates will depend on many factors
Limitation of Liability
By using this Website, you agree that Policy Trends and its affiliates shall not be liable for:
- Any direct, indirect, or consequential losses
- Any loss or damage arising from your use of the Website
- Decisions made based on information provided on the Website
- Any insurance products or services obtained through our referrals
- Technical issues, errors, or unavailability of the Website
Affiliate & Referral Disclosure
Policy Trends (policytrends.online) operates solely as an insurance referral service. We help connect consumers with insurance providers and may receive a commission for referring you to our partner websites and services. We do not provide insurance quotes directly, sell insurance policies, or represent any specific insurance carriers. All insurance products are provided exclusively through our partner insurance companies and agents. While we strive to connect you with quality insurance providers, we are not affiliated with or responsible for the services provided by these third-party insurance companies.
Use At Your Own Risk
Any reliance you place on information from this Website is strictly at your own risk. You should:
- Verify all information independently
- Read all policy documents carefully
- Understand the terms and conditions of any insurance policy before purchasing
- Consult with licensed insurance professionals for advice
Changes to Disclaimer
We reserve the right to modify this disclaimer at any time without notice. Your continued use of the Website following any changes constitutes your acceptance of such changes.
Contact Information
If you have any questions about this disclaimer, please contact us at: contact@policytrends.online